- February 29, 2016
Avoid Hitting a Deer
By MIAutoRates on February 29, 2016Read moreCar accidents seem to be more of an occurring thing happening lately. When you picture a car crash happening, most would envision two or more cars crashing into each other. In reality, they can involve factors like hitting a deer instead of another car. The Insurance Information Institute stated that 1.6 million deer-vehicle collisions happen each year, which result in
00 - December 16, 2015
Smart Driving
By MIAutoRates on December 16, 2015Read moreSafety on the road is so important. You would be surprised by how many crashes are results of just not being smart on the road. A few tips to remember are stay off of your phone! You can wait to give the person a call back. If it is an emergency then you should pullover to a safe spot and
- December 11, 2015
Texting and Driving
By MIAutoRates on December 11, 2015Read moreIt’s no secret that technology is taking over, but it should not be taking our attention while we drive too. If you didn’t know, texting and driving is a fad; everyone is doing it. People are so occupied with their cell phones that they cannot even put them down while they drive. News flash; innocent people are being killed by
- November 30, 2015
Things That Affect Price of Auto Insurance
By MIAutoRates on November 30, 2015Read moreYour Driving History: If you have more tickets and are involved in more accidents, your rate will be higher. Based on statistics, drivers with no traffic violations and with fewer tickets pay less because they are considered to be lower risk. It is believed that they have a smaller chance of being involved in incidents, therefore, it is less expensive
- February 15, 2015
How Credit Score Affects Car Insurance Rates?
By MIAutoRates on February 15, 2015Read moreCredit-based insurance scores, like credit scores, are numerical summaries of consumers’ credit histories. Credit-based insurance scores typically are calculated using information about past delinquencies or information on the public record (e.g., bankruptcies); debt ratios (i.e., how close a consumer is to his or her credit limit); evidence of seeking new credit (e.g., inquiries and new accounts); the length and age